Allstate Corp., Travelers Cos. and State Farm Mutual Automobile Insurance Co. are among insurers raising homeowners’ rates after damage from natural disasters defied industry projections.

Allstate, the No. 2 U.S. home insurer, boosted prices for its namesake brand of home policies by 5.6 percent in the nine months through Sept. 30 and has said more increases are coming. Travelers is raising rates after re-evaluating U.S. storm risk. State Farm, the largest U.S. home insurer, has charged homeowners more nationwide for three straight years.

Near-record-low interest rates cut insurers’ investment income, and tornadoes, wildfires and Hurricane Irene increased claims costs in the U.S. las Read more…

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