The number of uninsured motorists in Texas has been on the decline for the past two years, ever since the launching of the TexasSure Auto Insurance Verification program.

According to Claims Journal, the program was launched two years ago, and has been available to all law enforcement and 254 county tax assessor-collectors since June 2008. Since that time, the database showed a statewide decrease in the number of registered vehicles that could not be matched to an insurance policy. Since June of 2008 the number of uninsured vehicles has decreased from around 24 percent to 21 percent.

The database provides law enforcement with tools to determine whether or not a registered vehicle in Texas has legitimate automobile insurance and is able to match over 99 percent of all policies to a vehicle. TexasSure regularly checks up on those insured customers who cannot be matched with a policy.

TexasSure is also able to find the registered vehicles that cannot be matched, thus determining which vehicles are uninsured vehicles. Beginning mid-June of 2010, TexasSure officials began sending letters via mail to these motorists who appear to be uninsured, advising them of their status. Motorists who receive this letter are given the opportunity to update their information on file and provide any information that may help TexasSure to resolve the issue. They may respond via mail, website or call an agent.

Several reasons exist for having a registered vehicle that is not also insured. Some include falling out of service due to extended repair, illness, extended military service or travel, or having a vehicle whose class does not require auto insurance.

Motorists who do not have valid insurance for a registered vehicle are subject to fines up to $350, plus court costs and may be assessed additional fees. Repeat offenders may lose their license for up to two years.

Similar Posts:

Share