My sister is disabled and is looking to buy life insurance, is it better for her to buy term or whole life. She can get some policies that will cover her, but not for what she has
I apologize for not giving enough details. She would have a life partner left , she is also worried about her funeral and what it would cost. I appreicate all the asnwers so far and they really have us thinking. She did get a quote of $39 a month for term which is through the Catholic Church she belongs to. They guarantee the premium will never go up, Can they do that? and it also has a $3500 cash value at the end, which is about 1/3 of what would be paid in. I realize in the long run, it would be better for her to save the monye, but she is worried if something would happen from now to 5 years from now. Also the term would be from now, she is 48 until she was 70.

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